These Terms and Conditions (“Terms and Conditions“), together with the documents referred to in them, set out the terms under which you can participate in our Referral Promo. By accessing, registering with, and using any of these services, you agree to comply with the terms of the Agreement (the “Agreement”). We recommend you read carefully.

1.0 The Refer a Friend Programme

1.1 Subject to your compliance with these Terms and Conditions, Radiantlife Money Transfer will provide you with a £10 credit reward (the “Reward”) once your referee makes transfer of at least £100 and your Referee with FREE FEE on the first transfer.

1.2 You must be a registered user of Radiantlife Money Transfer to participate in the Referral program. To get started on our app or website, tap “Invite” and share your referral link directly on Email, WhatsApp, SMS or by copying the link and send to friends and family.

1.3 You must make sure that your friend has never used Radiantlife Money Transfer before and resides in a country where our services is available. There’s no limit to the number of friends and family you can refer or the number of vouchers you can earn, so get started today!

1.4 Whenever the Referrer and Referee have satisfied the above conditions, both the Referrer and the Referee will be entitled to their Rewards.

1.5 You may not send Referral Links in a manner that Radiantlife believes constitutes spam or unsolicited or otherwise undesirous communications.

2.0 Eligibility

2.1. To be “eligible” for the Referral Programme you and each of your Referred Persons must be resident of the United Kingdom.

2.2. You agree to use the Referral Programme in accordance with these Terms and Conditions in good faith. You cannot refer yourself and you must respect the spirit of the Referral Programme by only referring real individuals who meet the requirements of these Terms. For example, you are prohibited from creating multiple or fake accounts with us or participating in the Referral Programme using multiple or fake email addresses or identities, and any attempt to do so will result in your removal from the Referral Programme without notice and your forfeiture of any accrued Rewards or Credits.

2.3 The Referral Programme is provided for your domestic and private use only and you agree not to use the Referral Programme for any commercial or business purposes. Bulk email distribution, distribution to strangers, or any other promotion of a Personal Referral Link in a manner that would constitute or appear to constitute unsolicited commercial email is expressly prohibited and shall be grounds for immediate removal from the Referral Programme without notice, deactivation of Personal Referral Link and forfeiture of any unredeemed Credit and accumulated Rewards.

2.4 You agree not to use the Referral Programme to:

(i) violate applicable law;

(ii) infringe our intellectual property rights or those of the Service Provider or any third parties;

(iii) collect or store personal data of or about other users;

(iv) impersonate any person or otherwise misrepresent another user’s identity;

(v) attempt to gain unauthorised access to the Referral Programme, other accounts, computer systems or networks connected to the Referral Programme or otherwise interfere with the same;

(vi) transmit viruses, worms, Trojan horses, or any other contaminating or destructive features; or

(vii) resell, trade, auction or otherwise generate income by providing access to the Referral Programme to others.

2.5 The Referral Programme may contain content that includes: designs, text, graphics, images, video, information, logos, button icons, software, audio files, computer code, and other content (collectively, “Content”). As between you and us, all Content is our property or our licensors and is protected under copyright, trademark and/or other intellectual property laws.

2.6 We authorise you, subject to these Terms, to access and use the online platform, Referral Programme, and the Content solely for your personal, non-commercial use. This licence is revocable at any time without notice and with or without cause. Unauthorised use of the Content may violate copyright, trademark, and applicable communications regulations and statutes and is strictly prohibited.

3.0 Liability

3.1. By participating in the Referral Programme you agree to these Terms. As it is permitted by applicable law, we shall not be liable for:

(a) any loss of profit, loss of business, business interruption or loss of business opportunity arising from or in connection with participation in the Referral Programme;
(b) computer hardware, software or other technical or computer malfunctions, lost connections, disconnections, delays or transmission errors, data corruption, theft, destruction, unauthorised access to or alteration of entry or other materials;

(c) any injuries, losses or damages of any kind resulting from participation in the Referral Programme or acceptance, possession or use of a Reward;
(d) claims, demands, damages or any other disputes as between you and Referred Persons;

(e) a failure to supply any Reward for reasons that are outside of our reasonable control; or
(f) any type of loss or damage which under English law is considered to be “indirect loss” or “consequential loss”.

3.2. Insofar as permitted by applicable law, our total liability arising out of or in connection with the Referral Programme will not exceed the amount of the Rewards paid to you under it.

4.0 General

4.1. The Contract (Rights of Third Parties) Act 1999 shall not apply to these Terms. This means that only you and we have any rights or obligations under these Terms and no-one other than you or us can enforce or take any action under these Terms.

4.2. If any court of competent jurisdiction finds that any part of these Terms is invalid, unlawful or unenforceable for any reason those parts (to the extent possible) shall be deleted from these Terms and the remaining parts (to the extent possible) shall remain in force and continue to be binding on you and us.

4.3. No failure to enforce or delay in enforcing any right or remedy available to you or us under these Terms (including as provided for in these Terms or otherwise available under English law) will mean that you or we cannot exercise any such right or remedy at a later date.

4.4. The applicable terms and conditions for the RMT services shall take precedence over these Terms in the event of conflict.

5.0. Governing Law and Jurisdiction

5.1. These Terms and the Referral Programme and any dispute or claim arising out of or in connection with them or it shall be governed and construed in accordance with English law. You and we agree to submit to the exclusive jurisdiction of the English courts.

6.0 Contact us

6.1. For general enquiries about the Referral Programme, please email us at